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Get in touch

Josh Harding-Wyatt

FPFS, Cert CII (MP & ER)

Financial Adviser with True Potential

Chippenham, Wiltshire
Get in touch
Headshot of Josh Harding-Wyatt

I am a Chartered and Fellow Personal Finance Society (PFS) professional dedicated to helping individuals and families achieve their financial goals.

With over 16 years of experience in the financial industry, I have built a reputation for delivering comprehensive and tailored financial solutions to my clients. As a Chartered Financial Planner, I have attained the highest level of professionalism and expertise in the field. This designation demonstrates my commitment to upholding the highest ethical standards and staying current with the latest industry trends and regulations.

My Fellow PFS status further emphasises my dedication to providing exceptional financial guidance...

This prestigious recognition signifies my continued commitment to excellence, ongoing professional development, and adherence to the highest standards of practice.

Beyond my professional achievements, I am also a devoted family person. I am blessed with a loving wife, Emma, who has been my pillar of support throughout my journey. Together, we have created a nurturing and caring environment for our two wonderful children, Freddie and Hattie.

I firmly believe that a strong foundation of financial literacy and planning is essential for securing a prosperous future for our loved ones. I aim to empower individuals and families like yours with the knowledge and strategies necessary to make informed financial decisions and build a brighter tomorrow.

Whether you're seeking advice on retirement planning, investment strategies, tax optimisation, or any other financial matter, I am here to guide you every step of the way. By leveraging my expertise and experience, I will help you navigate the complexities of the financial landscape and develop a personalised roadmap to achieve your unique financial objectives.

I am thrilled to be on this journey with you and look forward to assisting you in reaching financial success and fulfilment. Feel free to explore the wealth of resources on our website and reach out to me with any questions or inquiries. Together, we can build a solid financial future for you and your loved ones.

Qualifications
  • Fellow of the Personal Finance Society - Chartered Insurance Institute - 22/07/2020
  • Chartered Financial Planner - Chartered Insurance Institute - 22/07/2020
  • CII Level 3 Certificate in Insurance - Chartered Insurance Institute - 08/10/2015
  • CII Level 4 Diploma in Regulated Financial Planning - Chartered Insurance Institute - 07/08/2017
  • CII Level 3 Certificate in Mortgage Advice - Chartered Insurance Institute - 12/12/2017
  • CII Level 4 Certificate in Advanced Mortgage Advice - Chartered Insurance Institute - 18/01/2019
  • CII Level 3 Certificate in Equity Release - Chartered Insurance Institute - 14/02/2019
  • CII Level 4 Certificate in Discretionary Investment Management - Chartered Insurance Institute - 11/04/2019
  • CII Level 3 Award in Long Term Care Insurance - Chartered Insurance Institute - 16/05/2019
  • CII Level 6 Advanced Diploma in Financial Planning - Chartered Insurance Institute - 22/07/2020

My Services

Investment & Savings

Investment & Savings

I can review your investment and savings accounts, and create a bespoke financial plan that you’ll be able to track 24/7
with award-winning technology.

Retirement & Pensions

Retirement & Pensions

Whether you need to set up a retirement plan or review your existing strategy, I can offer no-fee tax wrappers and can ensure that you are taking full advantage of new pension freedoms.

Protection

Protection

I can provide protection cover in the various forms of life, critical illness, and disability solutions as well as guidance on Inheritance Tax.

Why True Potential?

We are award winning

Our aim is to revolutionise the way wealth management is delivered. We believe that by using award winning technology to deliver financial services, we empower financial advisers and their clients to take control of their futures.

We are award winning

20 awards
20 industry awards won in 2025

Find out more

We provide innovative investments

Whether you’re aiming to pay off your mortgage, cover university fees or just grow your money our Portfolios use a pioneering approach known as Advanced Diversifications to find opportunities for growth that others can’t replicate.

We provide innovative investments

£37 billion
Invested with over 600,000 clients

Find out more

We build revolutionary technology

Our clients can check their investments 24/7 and top up anytime with impulseSave. They also get access to exclusive features like True Potential Rewards, which enables them to earn cashback from over 4,000 retailers.

We build revolutionary technology

10 million
Over 10 million logins in 2025

Find out more

Get Started

Get in touch

Reach your True Potential.

We all have goals in life that we would like to achieve, these can range from long term retirement plans, being able to grow your finances, or to give something to the next generation. However, the longer you wait to act, the more difficult if could be to achieve these goals.

Please get in touch and I can help put together a plan to set you on the right path to achieving your financial goals.

Call me on 07507746699

How can I help you?

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Client testimonials

Jenny

I was very nervous about speaking with a Financial advisor. Worried if they were going to be pushy and try to close a deal without me understanding and losing all my money.…

Stephen

I found Josh to be very open and friendly, I found his advise and explanations of the various options of products relating to my situation very informative, and he took the time to explain any queries raised, I have never experienced any problems contacting Josh on the phone ,he is always quick to …

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