Charlotte Richardson
Financial Adviser with True Potential
I am a Chartered Financial Planner with True Potential Wealth Management, part of the highly-successful True Potential group of companies. I’m committed to making sure my clients’ finances are in the best shape to help them get the most out of life.
I work as part of a small family firm, which has more than 25 years of experience in providing bespoke Tax and Financial Planning advice for private individuals and companies. I studied Chemistry at Durham University, then had a few more adventurous and far-flung jobs before starting in financial planning in 2014.
What matters to me is people. Recognising that everyone’s personal situations are unique, I will take the time to get to know you and what’s important to you...
I have an open mind and will do my utmost to produce a plan that helps you make the most of your resources, both now and into the future.
Since gaining Chartered status from the Chartered Insurance Institute, I’ve enjoyed continuing advancing my knowledge and general financial planning capability by studying a wide range of relevant subjects. I am currently working towards achieving my fellowship status.
Our business has grown to its current size almost entirely from referrals from existing clients. This must mean we are doing something right! I feel very privileged when someone trusts me with their financial planning and most of my clients have become personal friends. I enjoy working with them and for them.
With the help of True Potential’s award-winning technology, I can provide straightforward and transparent advice in a simple and convenient way that meets the demands of 21st century investors.
As a result, you will be better informed, confident and empowered to reach your financial goals.
- CII Level 6 Advanced Diploma in Financial Planning - CII - 27/09/2021
- CII Level 4 Certificate in Discretionary Investment Management - CII - 10/08/2020
- CII Level 4 Certificate in Pension Transfer Advice - CII - 22/06/2018
Investment & Savings
I can review your investment and savings accounts, and create a bespoke financial plan that you’ll be able to track 24/7
with award-winning technology.
Retirement & Pensions
Whether you need to set up a retirement plan or review your existing strategy, I can offer no-fee tax wrappers and can ensure that you are taking full advantage of new pension freedoms.
Inheritance, Estates & Tax
I can review all your accounts and create a bespoke plan that makes the most of your tax allowances and maximises the amount your beneficiaries can inherit.
Protection
I can provide protection cover in the various forms of life, critical illness, and disability solutions as well as guidance on Inheritance Tax.
We are award winning
Our aim is to revolutionise the way wealth management is delivered. We believe that by using award winning technology to deliver financial services, we empower financial advisers and their clients to take control of their futures.
We provide innovative investments
Whether you’re aiming to pay off your mortgage, cover university fees or just grow your money our Portfolios use a pioneering approach known as Advanced Diversifications to find opportunities for growth that others can’t replicate.
We build revolutionary technology
Our clients can check their investments 24/7 and top up anytime with impulseSave. They also get access to exclusive features like True Potential Rewards, which enables them to earn cashback from over 4,000 retailers.
