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Get in touch

James Garthwaite

CeMAP CeRER DipFA

Financial Adviser with True Potential

Ormskirk, Lancashire
Headshot of James Garthwaite

I am a qualified Financial Advisor with 10+ years of experience supporting individuals and families in building long-term financial security. My work is grounded in trust and integrity, and I am committed to providing personalised advice that reflects each client’s unique goals and priorities.

I adhere to rigorous professional and ethical standards, giving clients confidence that they’re receiving expert, impartial advice.

I take the relationships I have with my clients extremely seriously, prioritising listening and understanding their requirements during initial consultations. This allows me to tailor financial planning and strategies to the individual/family/companies requirements...

Consistent communication ensure changes to clients circumstances are carefully considered so I can adapt their financial plan. Clients benefit from 24/7 access to True Potential’s award-winning technology providing reassurance on your financial position at any time.

Outside of work, I love to spend time with my family. I enjoy taking my two daughters, Eva, 9 and Emie, 5 to Center Parcs or the Lake District. I also love to play Golf when time permits and occasionally attend Liverpool FC matches.

We are based near Ormskirk and offer meetings in person, at our office or your home, or via video or phone, whichever you prefer.

Please contact me to start building your personalised financial plan for the future.

Qualifications
  • Level 3 Certificate in Mortgage Advice and Practice - The London Institute of Banking & Finance - 06/08/2015
  • Level 3 Certificate in Regulated Equity Release - The London Institute of Banking and Finance - 20/12/2018
  • Level 4 Diploma for Financial Advisers - The London Institute of Banking and Finance - 21/06/2021

My Services

Investment & Savings

Investment & Savings

I can review your investment and savings accounts, and create a bespoke financial plan that you’ll be able to track 24/7
with award-winning technology.

Retirement & Pensions

Retirement & Pensions

Whether you need to set up a retirement plan or review your existing strategy, I can offer no-fee tax wrappers and can ensure that you are taking full advantage of new pension freedoms.

Mortgages & Borrowing

Mortgages & Borrowing

Whether you are a first-time buyer or have a property portfolio, with the vast array of products and lenders, I can provide the specialist advice you need.

Protection

Protection

I can provide protection cover in the various forms of life, critical illness, and disability solutions as well as guidance on Inheritance Tax.

My Team

Simon Garthwaite

Mortgage Advisor

Simon has over 35 years experience in mainly mortgages (but also across the wider financial services industry). Simon excels in building a strong relationship with his clients to ensure they feel secure and confident in the advice given regarding their mortgage arrangements...

His high level of technical expertise in the mortgage industry are a valuable asset to our team.

Away from work, Simon has been married to Linda since 1989 and is both a dad and grandad.

Hobbies include golf (including nearly 10 years teaching) and hiking (having summited all 214 Wainwright mountains in the Lake District and trekked to Everest Base Camp in 2011)

Elizabeth Howarth Garthwaite

Director

Elizabeth has worked in the commercial property industry for 15+ years in which she gained many transferable skills in operational management. Elizabeth ensures all back office departments are productive and efficient allowing the rest of the team to priorities their individual roles.

Jenna Lynch Bolger

Office Manager

Jenna has over 20 years experience working in the financial industry and joined the True Potential team 2 years ago. Jenna is a valued and key member of our team responsible for overseeing the smooth operation of the administration department...

Jenna has extensive experience in the True Potential client platform and is excellent at handling client queries on behalf of the team.

Why True Potential?

We are award winning

Our aim is to revolutionise the way wealth management is delivered. We believe that by using award winning technology to deliver financial services, we empower financial advisers and their clients to take control of their futures.

We are award winning

19 awards
19 industry awards won in 2024

Find out more

We provide innovative investments

Whether you’re aiming to pay off your mortgage, cover university fees or just grow your money our Portfolios use a pioneering approach known as Advanced Diversifications to find opportunities for growth that others can’t replicate.

We provide innovative investments

£33 billion
Invested with over 550,000 clients

Find out more

We build revolutionary technology

Our clients can check their investments 24/7 and top up anytime with impulseSave. They also get access to exclusive features like True Potential Rewards, which enables them to earn cashback from over 4,000 retailers.

We build revolutionary technology

8 million
Over 8 million logins in 2024

Find out more

Get Started

Get in touch

Reach your True Potential.

We all have goals in life that we would like to achieve, these can range from long term retirement plans, being able to grow your finances, or to give something to the next generation. However, the longer you wait to act, the more difficult if could be to achieve these goals.

Please get in touch and I can help put together a plan to set you on the right path to achieving your financial goals.

Call me on 01704338620

How can I help you?

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