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Pension & Retirement Advice

Our specialist financial advisers can review your pensions and investments to create a bespoke retirement plan for your future.

Date last reviewed: June 5th, 2024

We’re specialists inpension drawdown advice.

True Potential are trustedby more than 534,000 investors.

£30 billion investedon the True Potential Platform.

Benefits of retirement planning and pension advice

Know how much you need to retire

Set up a plan to help reach your retirement goal

Manage your pension in retirement

Leave a meaningful legacy for your family

How we offer you more.

Dedicated video, phone and email support

Award-winning technology to track your money 24/7

Download our free guide to Choosing the right Pension for you.

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A detailed retirement plan…

With life expectancy increasing year-on-year and people demanding ever higher standards of living, it’s never been more important to properly plan for life after work.

A detailed retirement plan will not only give you a goal to work towards, but help you get there too by recommending the most suitable pensions and investments for your circumstances.

Your plan should include the amount of money you want to retire with each year and the age you want to stop working. With these two key factors, you can begin to calculate from your current position how much you’ll need to invest each month to make your goal a reality.

With your plan in place, we can review all your current investment to ensure they are in line with your goal and helping you get there at the right pace. If it looks like you’ll fall short, we can recommend actions such as consolidation, top ups or regular contributions to make up the difference.

Similarly, if you have concerns about reaching tax allowances such as your Annual Pension Allowance or the Pension Lifetime Allowance, we can help make sure you aren’t paying more tax than you need to.

Each stage of your retirement planning journey will provide opportunities and challenges. However, the need for advice and financial planning will remain imperative for building retirement wealth, drawing it and passing it on to the next generation.

We can help you to understand your own situation and your retirement goals, and we will support you each step of the way.

Get in touch

We’re specialists in pension drawdown advice.

Retirement planning and pension advice doesn’t end when you start withdrawing from your pension. Making sure you manage your withdrawals is an essential part of ensuring your pension lasts as long as you need it to.

Our team of qualified financial advisers provide pension drawdown advice to help you plan out and manage your withdrawals from the day you retire to leaving behind a legacy for your family.

As part of our service, we consider:

  • Access to tax-free cash and how much to withdraw
  • Whether you require guaranteed income, for example, through an annuity
  • Planning each phase of your retirement and how much you’ll be spending
  • Tax allowances and limits, to ensure you don’t overpay any taxes
  • Passing your pension to beneficiaries, free from Inheritance Tax.

Whether you are already withdrawing from your pension or planning for the future, we can recommend the most suitable solution for you.

Get in touch

Ready to do more with your money?

If you’d like to find out if our service is suitable for you and how we may be able help you reach your financial goals, please get in touch. Our dedicated Account Managers can explain your options, with no obligation to proceed.

You can also choose begin your investment journey online using the ‘Start investing’ button below.

It’s important to understand that with investing your capital is at risk. Investments can fluctuate in value and you may get back less than you invest.


Brought to you by the True Potential Group.
True Potential Investments is an investment platform that provides investment products and services. Authorised and regulated by the Financial Conduct Authority, FRN 527444.

True Potential Wealth Management offers restricted financial advice. Authorised and regulated by the Financial Conduct Authority, FRN 529810.

True Potential is registered in England and Wales as a Limited Liability Partnership No. OC356611

With investing your capital is at risk. Investments can fluctuate in value and you could get back less than you invest. Tax is subject to an individual’s personal circumstances, and tax rules can change at any time.

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