Do more for your family with our Junior ISA.

Our Junior ISA can help you create a great start in life for your children.

We are trustedby more than 75,000 investors.

£18 billion invested on theTrue Potential Platform.

Regulated by theFinancial Conduct Authority.

Why Choose a Junior ISA?

Protect up to £9,000 every year from tax per child

Both friends and family can add money to the account

Child can only withdraw when they reach their 18th birthday

Potential for growth but capital is at risk and returns not guaranteed

How we offer you more.

What is a Junior ISA?

A Junior ISA is a tax-efficient way to invest up to £9,000 each year for each child you are a parent or guardian to. You won’t pay Income Tax or Capital Gains Tax on the money inside the Junior ISA, no matter how much it grows.

You remain in control of the investment until your child reaches their 18th birthday, at which point the money belongs to them.

Anyone you know can add to the Junior ISA, making it a useful account for investing gifts for a child’s future – for example from grandparents or extended family.

You can transfer from one Junior ISA into another, as well as transfer a Child Trust Fund into a Junior ISA (but not the other way round).

Download our guide to choosing the right JISA.

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Cash JISAs v Stocks & Shares JISAs

Unlike a Cash JISA, the returns you get from a Stocks & Shares JISA aren’t limited by the provider’s interest rate. Cash JISA interest rates are often below the inflation rate, meaning money saved in them is losing buying power and won’t be as valuable when your child turns 18.

By comparison, with a Stocks & Shares JISA your money is invested and has the opportunity for much greater growth. The trade-off is that money invested is at risk of loss and you could get back less than you invest.

If you’re new to Junior ISAs or investing, it’s worth reading our guide to choosing the right ISA.

Our fees and charges

We believe in keeping fees simple, transparent and great value for money. We’ll talk you through all costs before you sign up and you’ll always be able to see them in your account.

Fee to open a Junior ISA

£0

Fee to transfer a Junior ISA

£0

You can find out more on our fees page.

Try our free calculator

Ready to do more with a Junior ISA?

If you’d like to find out if our service is right for you and how we can help you do more with your money, please get in touch. There’s no obligation and our friendly team will talk you through your options.

Call us on 0191 500 9164

True Potential Wealth Management offers restricted financial advice.  Our service is specifically designed for clients wishing to access their financial affairs online. With investing your capital is at risk. Investments can fluctuate in value and you could get back less than you invest. Tax rules can change at any time.