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Pension Transfer & Consolidation

If you do not know how many pensions you currently have or would like all of your pensions one place, our Pension Consolidation Service can help you.

Date last reviewed: May 2nd, 2024

True Potential are trustedby more than 528,000 investors.

£30 billion investedon the True Potential Platform.

Why Consolidate your pension?

Make it easier for you to track your progress towards retirement.

Offer the potential for greater growth over the long-term.

Ensure your Pensions match your personal attitude to risk.

Potentially reduce the overall fees you pay.

How we offer you more.

Dedicated video, phone and email support

Award-winning technology to track your money 24/7

What are the benefits in consolidating a pension?

Consolidating your Pensions into one place could help you enjoy a more comfortable retirement and secure your financial future.

Throughout the course of our lives, we can expect to accumulate several different Pensions from a range of sources, including:

  • Workplace Pensions from each job we have
  • Recommendations from previous Financial Advisers
  • Personal Pensions we’ve set up and since forgotten about

Having these multiple Pensions with different providers can make it difficult to stay on top of the administration, fees, and performance of each plan. One way to avoid these complications is to find and combine any Pensions you have. Even if your Pensions are relatively small or invested in specific funds, it’s worth speaking to someone to find out what the impact of consolidation might be for your retirement.

Certain Pension policies can provide valuable guarantees, such as guaranteed annuity rates, protected higher tax-free cash percentages and protected retirement ages. Some plans, often workplace schemes, also benefit from low charges that cannot be matched elsewhere. These guarantees and benefits could be lost if transferred and therefore Pension consolidation is not right for everyone.

Consolidation can be complicated but also it can be a very beneficial process. Therefore, it is important to speak to the right people and recommended to seek expert financial advice from a consolidation specialist.

Please remember that tax rules can change at any time.

Download our free guide to Choosing the right Pension for you.

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Brought to you by the True Potential Group.
True Potential Investments is an investment platform that provides investment products and services. Authorised and regulated by the Financial Conduct Authority, FRN 527444.

True Potential Wealth Management offers restricted financial advice. Authorised and regulated by the Financial Conduct Authority, FRN 529810.

True Potential is registered in England and Wales as a Limited Liability Partnership No. OC356611

With investing your capital is at risk. Investments can fluctuate in value and you could get back less than you invest. Tax is subject to an individual’s personal circumstances, and tax rules can change at any time.

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