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Can I open an ISA with a lump sum and top up at a later date?

Yes, you can open an ISA with a lump sum and top it up at a later date. It’s important to note that there is no minimum lump sum investment required for an ISA, unless submitted via ImpulseSave in which case it is £1. Don’t forget to stay within the annual ISA allowance which for the current tax year is £20,000. If you’re new to ISAs or investing, it’s worth reading our guide to choosing the right ISA.

With investing your capital is at risk. Investments can fluctuate in value, and you may get back less than you invest. ISA eligibility applies.

If you need more information or have any further question, and you are not already a client with True Potential, you can speak to our friendly team on 0191 625 0350 available 7am-8pm weekdays.

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