What is a General Investment Account?

A General Investment Account is similar to an ISA, but without the tax-efficient treatment of your money. You pay Income Tax on income you receive and Capital Gains Tax on the growth realised in your investment account based on your personal circumstances. It can be a good option if you’ve already used up your annual ISA allowance and don’t want to tie up your money until you are 55 with a Personal Pension.

With investing your capital is at risk. Investments can fluctuate in value, and you may get back less than you invest. Tax is subject to an individual’s personal circumstances, and tax rules can change at any time.

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